Having health insurance is one of the best ways to ensure that your health is put first. Whether you need to go to the doctor for preventative maintenance, because you are sick, or to the ER for an emergency, you are covered.
The amount that you spend out-of-pocket is going to depend greatly on the health insurance policy that you have. Ideally, you don’t spend a lot of money out-of-pocket, regardless of whether you’re talking about monthly premiums or the co-pays that you pay each time you visit the doctor. At All City Agency, we have independent insurance agents that work with a number of different insurance companies in Minnesota to help you get a policy that you can rely on.
Virtually every insurance company offers something different. There are HMOs, PPOs, health spending accounts, and much more. It can be difficult to understand the differences, and that is where we want to help. We can explain the pros and cons between the different types of insurance, and guide you towards the one that is going to work best for you as well as your entire family.
You may be able to add on additional coverage as well for prescriptions and various other things. Modifications have been made to insurance, and now you are always guaranteed to get a policy, regardless of what pre-existing medical conditions you may have going on. In some instances, you may also be able to qualify for government assistance on your health insurance policy.
Contact us or request insurance quotes to get started.
Policy Types Offered:
- Major Medical Insurance
- Short Term Health Insurance
- Dental Insurance
- MNsure
- Vision Insurance
When Can I Buy Standard Health Insurance:
- During Open Enrollment (typically Nov. – Jan.)
- If you’ve experienced a qualified life event:
- Marriage
- Birth of a child
- Gain of citizenship
- Etc.